2016 Pacific Community Lender

Licenses: Individual NMLS# 226858, BRE# 01171862

Corporate: NMLS# 1322440, BRE# 01949419

190 S Orchard Avenue Ste. B-115, Vacaville, CA 95688


Rates and Programs subject to change without notice. We cannot guarantee that you will get a loan

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Clarke Doyle


BRE# 01171862 NMLS# 226858

Clarke Doyle is a mortgage broker and banker with over 30 years’ experience. He has setup numerous wholesale, banking and broker operations through Northern California. As business owner of mortgage banking operation he setup underwriting, secondary, investors, compliance, personnel.

Experience does matter in today’s environment when you are deciding on what is best for you and your family. You deserve options and answers that fit your immediate and future financial needs. As someone who has been and seen numerous financial cycles, let me help you through the ends and outs of today’s financial obstacles.

Mary Cotney

VP Operations & Processing

Mary Cotney's career started in processing department of a broker operation and as the broker began the transition into banker she coordinated the processing, funding, QC departments and the purchase of loans to investors. She has also setup banks, mortgage bankers processing departments.


Mary has the ability to adapt to different operations and markets, which is of great value is this current environment. Her career has spanned over 30 years and has seen all types of markets and loans. enjoys working with loan officers and customers to assist in finding the best mortgage solutions. Mary prides herself in specializing in the processing of all residential mortgages

Shauna Avina

Processing & Marketing


BRE# 02017079  NMLS# 1578794

After years of watching her father, Mike Nelson in the business, Shauna joined our team in 2016 to follow in his footsteps. She hopes to create lasting relationships with clients by putting their needs first.and providing them with the highest level of service throughout the mortgage loan process.  

Mike Nelson

Loan Originator

BRE# 01008335 NMLS# 300791

Mike Nelson has over 23 years of experience and is committed to providing our clients with the highest quality of service. 

His ultimate goal is to create a lasting relationship.  He has operated on referral basis, trusting that treating clients with respect, thoughtfulness, and integrity, they'll continue to refer us to others.

Joe Rapisarda

Loan Originator


BRE# 01184916 NMLS# 230222

Hi my name is Joe Rapisarda. I grew up in Vacaville CA (Solano County) and have been doing VA, FHA, and Conventional mortgage loans for over 25 years. What I love about the mortgage business is that I get to help people get what they want, which is a great mortgage experience to buy or refinance their homes. I take pride in applying my expertise in lending to help each client get the best mortgage at the lowest rate. Being a local lender, I can provide the attention and service level that my clients need and deserve. This combination of service and price is rare in mortgage industry. Call for a free estimate today at 707-208-1916.

Phill Romando

Loan Originator


BRE# 01400033 NMLS# 248238

Phill Romando is an 18-year veteran in the Mortgage Loan Industry who provides a variety of loan solutions to help create the right fit for either a purchase, or refinance. Phill lives by a code of ethics that he repeats consistently and implements into every detail of each transaction. As a result, he makes people happy by ensuring they have a painless and worry-free experience.

He believes that a positive, energetic attitude is an important factor to become successful, all while in the process of helping whomever he is fortunate enough to meet. As he puts it, simply: “I am right, and I will do right.”

Feel free to reach out to me at

510-599-8266, I can help you!

Debbie Lintao

Loan Originator


BRE# 01164726 NMLS# 260867 

Celebrating 30 years of experience in Mortgage Lending. I specialize in taking the stress out of the mortgage process. By taking a complete application upfront and asking the right questions I can package up your deal for a smooth closing. Pre-qualifications can be underwritten and formally approved before you get into contract, taking the fear out of the process and allowing the agent to put the keys into your hands at close. Mortgage - Tamed!

Specialties: I offer a full line of mortgage products that include CVL, VA, FHA, Jumbo, Non-QM, renovation, reverse and more. "We think Outside the Box" to help you find the right loan.